A credit line for every wallet

Description

Today, each wallet functions as a debit card. We envision a credit line for every wallet so that people can borrow or spend as needed, similar to a credit card in real life. The development of account abstraction makes it easier to turn this vision into reality.

Showcase the power of account abstraction wallet and Huma Protocol by having a credit line for every wallet. It is critical for successful projects to demonstrate mechanisms that will ensure seamless payback of the debt, and drive accountability. You can use mechanisms like social vouching or staking, DIDs and on-chain reputation systems, shared custody of assets, and any other wild ideas you may have.

WE COMMIT TO PROVIDE THE BEST DEVELOPER SUPPORT!

- Open sourced smart contract wallets to consider

[soulwallet](https://github.com/proofofsoulprotocol/soul-wallet-contract),

[argent](https://github.com/argentlabs/argent-contracts),

[eth-infinitism](https://github.com/eth-infinitism/account-abstraction/tree/develop/contracts),

[stackup](https://github.com/stackup-wallet/stackup/tree/main/apps/contracts), [bcnmy](https://github.com/bcnmy/scw-contracts),

[dharma](https://github.com/dharma-eng/dharma-smart-wallet),

etc

Acceptance criteria

- WOW effect and creativity matter the most
- Prototype that works (credit line for each wallet, sound mechanism to minimize default)
- Use Huma protocol (lending contracts, DSP, EA)
- [Bonus] Build with account abstraction wallet
- [Bonus] The solution is implemented with a privacy-preserving design

Rewards

1: 7500 USD
2: 2500 USD

Resources

Bounty video
Huma Finance: https://huma.finance
Huma Whitepaper: https://docs.huma.finance
Huma Decentralized Signal Adaptor: https://github.com/00labs/huma-signals/
Huma Protocol contracts: https://github.com/00labs/huma-contracts
HUMAnity Discord: https://discord.gg/ZS52HM2tHG